LGBTQ+ Community

I strongly believe everyone should have access to the benefits of financial planning, however, within the LGBTQ+ community, one study found that 30% of respondents felt they had experienced “bias, discrimination or exclusion by or from organizations or individuals within the financial services sector.”1

There are several reasons a financial plan is important for everyone but especially LGBTQ+ clients who face some very different, sometimes challenging obstacles.

Wages and Salaries Gap

Wages and Salaries Gap

According to the Bureau of Labor Statistics LGBTQ+ workers earn about 90 cents for every dollar the typical worker earns.2 Earning less can have substantial impact when saving for retirement, a home, or starting a family. Having a plan in place that accounts for the wage difference can mean the difference between achieving your financial goals and simply wishing you had taken the first step toward your goals.

Estate Planning

Estate Planning

Having control over your estate can provide a calming effect as you look to the future. Some important estate planning questions we will discuss include:

  • What do you want your financial legacy to be for your family, friends, and organizations that are special to you?
  • Have you given your spouse or partner the legal authority to ensure your financial, health, and end-of-life wishes are carried out the way you want them to be?
  • Who will take care of your children should something happen to you?
  • Do you have a good financial advisor and estate planning attorney to help you carry out your wishes?

Let me help ensure your personal and financial legacy is everything you want it to be.

Social Security

Social Security

Understanding your social security options is especially important for LGBTQ+ couples. We’ll talk through your circumstances to see how your benefits may be affected including:

  • Marital status
  • Survivor benefits
  • Family arrangements such as unmarried minor children

Your financial planning journey should be a way to help you move forward with your finances, your goals, and dreams. Let me help you ensure you have every possible advantage.

Reach out and let us know how we can help you with your personalized financial plan.

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